Ray embraces a holistic approach when advising on various tax matters, including personal and corporate tax planning, estate planning and succession planning. He brings more than three decades worth of legal and accounting experience to the Moodys Tax team. While remaining focused on the ‘hard’ issues of the financial facts and figures, Ray makes sure to consider the ‘soft’ issues, primarily the emotional attachments clients make with their financial worth and legacy. Over the years, he has learned that asking ‘Does it feel right?’ is sometimes just as important as reviewing the numbers. While providing his holistic approach, Ray likes to look at everything from “30,000 feet” to ensure his clients feel positive, safe and secure about their financial decisions. When Ray is not looking at the big picture from high above, he can be found ground level, hiking, cycling, stand-up paddleboarding and cross-country skiing.